This afternoon, Kelly showed me what she thought was a realistic looking phishing email she received. Upon further examination, however, we realized it was a legitimate fraud alert sent from our credit card company.

I quickly called the customer service number on the back of my card and learned of a fraudulent charge put in today to Xoom Corporation, a wire transfer company of some sort based in San Francisco. Within minutes, a new credit card was being sent out and the fraud charges declined. This was the card we were sent only in February as a replacement for the Target credit card breach, so it lasted all of 7 months before being compromised. Nice.

With all the news about Home Depot’s recent, massive credit card breach, I first wondered if the company was to blame for my fraud instance. In actuality, I almost never shop at Home Depot. The last time I did was February 1st and that was using my previous credit card. Continue reading →